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Hit and Run
An accident caused by someone who does not stop to assist or provide the required and necessary information.
Negligence
The absence of ordinary care.
Nonrenewal
The termination of an insurance policy at its normal expiration date.
Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.
Junk Title
A Junk Title is issued on a vehicle damaged to the extent that the cost of repairing the vehicle for safe operation exceeds its fair market value; or a vehicle that has been declared a total loss by an insurer or other state or jurisdiction.
Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.
Towing & Labor Coverage
Pays for towing charges when your car can’t be driven. Also pays labor charges, such as changing a flat tire, at the place where your car broke down.
Insurer
The insurance company providing the insurance.
Premium
The money paid for an insurance policy based upon the coverage provided.
Claim
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.
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